auto insurance for a college student in PA?
I live at college in pa for almost 8 months out of the year and I am only home for 3-4. In order to drive legally can I just be added to my dads progressive car insurance for just those 3 months I am home or do i have to be on all year and if im on there all year, can they make the payments lower since i am not driving?
you could be added for just those three months, but it would be a hassle. also, if you stay on the insurance all year your rates will drop faster because there will be no gaps in coverage.
the insurance company will ask your parents how often you drive the car… if they say you're away from home and not driving for 8 months out of the year, chances are your insurance is going to be a lot cheaper than if you drove all the time. When I lived in PA and went to college, my mom added me all year and told them I was away most of the time… i think her insurance only went up like 12 dollars a month or something when she added me.
So, yeah, have them add you for the whole year, but also have them tell progressive that you are not there 8 months, so you would only be driving occasionally 3 months out of the year. Good luck!
What college do you go to?
Try this one – http://carquotes.imess.net – I personally have their car insurance in PA, cause it is the cheapest for my family in our area.
As I know they have lowest rates for teens and first time drivers.